The LGBTQ community faces many challenges. However, sound financial advice can help. You just need to align yourself with someone you can trust. GLOBE WEALTH MANAGEMENT provides LGBTQ individuals with information on personal finance, estate planning, and a variety of insurance options to help you develop a comprehensive investment strategy to pursue your unique financial goals. How will you reach your objectives?
GOLDMAN SACHS : SEVEN STEPS TOWARDS FINANCIAL EMPOWERMENT
The attached workbook, designed to accompany the presentation GSAM EMPOWER the LGBT Investor, reviews common investment challenges faced by many in the LGBT community, discusses how to build fiscal confidence, and identifies ways to empower yourself financially.
Developed by Goldman Sachs Asset Management, the presentation and workbook focus on seven steps towards financial empowerment.
Over the last decade, many companies have paid increasing attention to the Lesbian, Gay, Bisexual and Transgender (LGBT) market. While much of this attention has been focused on buying power and consumer behavior, little information has been available about the financial experience of the LGBT community. At Prudential, we wanted to take an in-depth look at the current financial landscape for LGBT Americans to better understand the financial challenges and concerns of the community as a whole, same-sex couples and LGBT parents. The research findings are eye opening and dispel common perceptions. While we found people to be largely optimistic about the future, the LGBT community, like most Americans, was affected by the recession and is very concerned about being able to retire. The study demonstrates the diversity of financial experience among LGBT people. Financial health and decision-making vary significantly by gender, generation, ethnicity, state of residence and relationship status. The research also highlights financial concerns and challenges related to the legal status of LGBT relationships that are unique to the community. This is an important baseline study that provides a snapshot of the financial lives and experience of LGBT Americans today.We hope that its insights will enable both Prudential and the financial services industry to better meet the LGBT community’s financial needs.
THE LGBT FINANCIAL EXPERIENCE research study was conducted by Prudential Financial, Inc.
ESTATE PLANNING FOR SAME-SEX COUPLES - THIRD EDITIONJOAN M. BURDA - AUTHOR
Estate planning is more than deciding how an estate will be divided post-mortem. Sure that is a part of it, but the other part is... life planning. The key is honing in on the best way to protect same-sex couples' interests during their lifetime. This new edition of ESTATE PLANNING FOR SAME-SEX COUPLES by award-winning author Joan M. Burda attempts to address certain struggles for equality and how these issues affect estate planning for LGBTQ clients. For example, not all same-sex couples get married. This book will help lawyers and clients on how to better address the present as well as future needs.
Learn more by reading ESTATE PLANNING FOR SAME-SEX COUPLES.
MAKING IT LEGAL - A GUIDE TO SAME-SEX MARRIAGE, DOMESTIC PARTNERSHIPS & CIVIL UNIONSFREDERICK HERTZ - ATTORNEY & EMILY DOSKOW - ATTORNEY
Marriage equality is here to stay:
Understand the benefits and complications.Full legal marriage is now available in all U.S. states. But there are still many questions that same-sex couples should discuss before walking down the aisle. Learn how marriage will affect:
- your family if you have children
- your taxes, and
- your responsibility for your partner’s debts.
Making It Legal also covers state laws on same-sex domestic partnerships and civil unions, and explains whether your registration will be recognized if you move to another state.
Learn more by reading MAKING IT LEGAL - A GUIDE TO SAME-SEX MARRIAGE, DOMESTIC PARTNERSHIPS & CIVIL UNIONS.
HUMAN RIGHTS CAMPAIGN
LEADING THE FIGHT FOR LGBTQ RIGHTS - The Human Rights Campaign is the largest LGBTQ advocacy group and political lobbying organization in the United States. HRC has spent 40 years creating the most powerful movement for equality our country has ever seen. But despite this progress, the most marginalized are still suffering from violence, discrimination and fear. The goal of HRC is to ensure that all LGBTQ people, and particularly those who are trans, people of color and HIV+, are treated as full and equal citizens within the movement, across the country and around the world.
DEMANDING DIGNITY AND RESPECT. FIGHTING FOR LGBTQ ELDERS SINCE 1978 - For 40-plus years, SAGE has worked tirelessly on behalf of LGBT older people. Building off the momentum of the Stonewall uprising and the emerging LGBT civil rights movement, a group of activists came together to ensure that LGBT older people could age with respect and dignity. SAGE formed a network of support for LGBT elders that’s still going and growing today. SAGE is more than just an organization. It’s a movement of loving, caring activists dedicated to providing advocacy, services, and support to older members of the LGBT community. LGBT elders fought— and still fight—for our rights. And we will never stop fighting for theirs.
NATIONAL LGBTQ CHAMBER OF COMMERCE
NGLCC is the exclusive third-party certifying body for Certified LGBT Business Enterprise® (Certified LGBTBE®) companies. Over 1/3 of Fortune 500 recognize this certification and partner with NGLCC to create fully LGBT-inclusive supply-chains.
The LGBT business owners NGLCC represents generate over $1.7 trillion in economic impact, create jobs and innovate business solutions nationwide. Additionally, NGLCC is the leading public policy advocate working to include Certified LGBTBE® businesses in procurement opportunities at the federal, state and local level. NGLCC Global is expanding its reach to five continents, bridging economic opportunity and LGBTI human rights worldwide.
Lambda Legal Defense and Education Fund, better known as Lambda Legal, is an American civil rights organization that focuses on lesbian, gay, bisexual, and transgender communities as well as people living with HIV/AIDS through impact litigation, societal education, and public policy work.
AMERICAN CIVIL LIBERTIES UNION
The American Civil Liberties Union is a nonprofit organization founded in 1920 "to defend and preserve the individual rights and liberties guaranteed to every person in this country by the Constitution and laws of the United States".
GLAAD is an American non-governmental media monitoring organization, founded as a protest against defamatory coverage of LGBTQ people. Its agenda has since extended to the entertainment industry and its portrayal of these groups. The movement is now known by its initials only, as its full name could be taken as excluding bisexual and transgender issues.
NH PRIDE POPS UP
Pride Pops Up is an effort by J.M. Hirsch and Nick King to foster a vibrant community for LGBTQ and their allies in New Hampshire. By hosting pop-up events around the Concord region, they hope to support local businesses while giving people a reason to come together, promote acceptance and support one another. Hirsch is a cookbook author and editorial director of Christopher Kimball’s Milk Street magazine. King oversees the Transportation Management Center for the State of New Hampshire.
How to Invest in LGBTQ+ Friendly Companies